Invest and start bringing your projects to life

It’s easier done than said. Just follow these simple steps:

Open the Investments section: you can find it directly on the main screen of your Satispay app. If you don't have the app yet, now is the perfect time to download it!

Explore the funds and choose: check out the features of the three funds (Bond, Balanced, and Global Equity) to see which one best aligns with your goals and risk appetite. You can even choose more than one fund.

Decide the amount: choose how much you want to invest—there is no minimum amount required.

Set up a recurring transfer (optional): if you like, you can decide to automatically invest an amount every day, week, or month.

We take care of everything! Taxes are automatically calculated and paid whenever you decide to withdraw your money. This way, you don't have to worry about a thing. Keep in mind that tax treatment depends on your individual circumstances and may change in the future.

The assets in which the funds invest are held by a custodian bank: a third-party entity that keeps them separate from the assets of both Satispay and the fund manager. Therefore, even in the remote event that the fund manager or Satispay should face solvency issues, the assets in which the fund invests would be protected from the creditors of the fund manager or Satispay.

There are no activation, purchase, or selling fees for the fund units.
Satispay applies an annual fee of 0.55%. The three funds have an estimated total annual fee, which includes both the Satispay fee and the fund management fee, equal to:

0,90% per year for Bonds
0,99% per year for Balanced
1,02% per year for Global equity.
For more information, please visit the dedicated pricing page.

No, our funds do not distribute their income to investors; instead, they reinvest it automatically. This is because they are so-called "accumulation" funds. This continuous reinvestment of returns triggers the mechanism of compound interest: gains stay within the fund and, in turn, generate new gains. Simply put, you can earn a return not only on the capital you deposited but also on the gains accumulated over time thanks to the automatically reinvested fund income. This effect amplifies over time, making it a powerful ally for reaching your goals.

Our funds are built and managed by professionals from Invesco, one of the world's largest asset management companies, with over $2 trillion under management. This gives you access to a professional investment strategy without having to deal with the complexity of the markets.

Absolutely. You can divest and withdraw your money at any time, with no costs or penalties. The amount will be available in your Satispay Balance within four business days.

There is no minimum amount! You can start with just a few euros and build your confidence over time, with no barriers to entry.

Yes, of course: you choose how to allocate your savings across multiple funds—for example, to pursue different goals with different expected returns and risk profiles. You have complete freedom to build the strategy that works best for you.

This is the automatic investment feature that allows you to invest a fixed amount at regular intervals (every day, every week, or every month).
It is a very powerful tool for two reasons:
• It builds a habit: it helps you invest consistently at your own pace without having to remember to make a manual deposit.
• It mitigates risk: by investing the same amount regularly on set dates, you buy more units when prices are low and fewer when they are high. This mitigates the effects of market fluctuations and helps you maximize your investment returns.

Plus, setting up a recurring transfer plan is completely free!