Send and receive money. Just say: “Let’s use Satispay."

The fastest and most precise way to exchange money with friend, your long-time crew and the new ones too. Or to split the bill with family after a dinner together. And here’s the best part that will make you say yes: it's free. With Satispay, you send and receive money in an instant, without complications.

Why send and receive money with Satispay?

With Satispay, you can finally do everything you want: split an expense, send or collect money for a gift, and much more. All with one single app. How convenient!

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It's precise

Cash is always a hassle. With Satispay, you only exchange the exact amount.

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It's free

Exchanging money between friends is free. That’s right: zero fees.

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It's immediate

Select a contact from your list, no extra details needed. As easy as that.

All the ways to exchange money with Satispay

For a group gift, splitting the bill after a drink with colleagues, or dividing travel expenses, there’s only one solution: “Let’s do it with Satispay.”

Need to pay your part of the bill?

Nothing could be easier: go to your Contacts, select the person, enter the amount, and press Send. Add a personal touch with a message or a GIF.

Did you pay for everyone, but someone forgot to send you their share?

Don't be shy: choose the person from your contacts, enter the amount, and select Request.

Are you sharing subscriptions or utility bills?

Set up a recurring payment: daily, weekly, monthly, or annually. That way, you do it once and then you never have to think about it again.

Did everyone order different dishes at the restaurant?

Pay, select the expense, go to Split Expense, and select all the people you want to split it with from your contacts. That way, you can request a precise amount from each person.

Birthday? Graduation? Wedding? Christmas?

Whatever the reason, you can send a personalized gift envelope, also indicating the opening date. It will always be a wonderful surprise.

And then there are also Group collections

Create a Group collection and share it to organize an epic party, an unforgettable trip, a game of five-a-side football, or to collect money for a gift. Or for whatever you want. Isn't it better to achieve a goal together?

Sign up for Satispay and start exchanging money

Start your Satispay experience with an extra boost. Sign up and receive a 5€ Bonus² with the promocode WEB.

Frequently Asked Questions about how to send and receive money with Satispay

It’s the perfect time to join our Community 🥳


Click the link you received > download the app > register and complete your account activation.


🔔 Complete all steps within 7 days of receiving the payment! If you don't sign up in time, the amount will be immediately credited back to the available balance of the user who sent you the payment!


💡 If you don't already have one, use the promo code HELP during registration to receive a 5 € Welcome Bonus.


You don't have a Satispay account and received a payment request from your friends?

After activating your account, accept or reject the request from Contacts > search bar Send money and other options > Check payment requests.

Don't panic, we'll guide you step-by-step according to the gift you received 🤝️


Busta regalo digitale 💌

Go to Contacts > click on the search bar “Send money and other options” > Gifts > Digital gifts - Received. Once opened, the money received will be credited to your Available Balance. Put it to good use 😏


🔔 The gift envelope has an expiration date! You must open it within 7 days of the indicated date, otherwise the money will be returned to the sender.


Amazon.it Gift Card 🚚

Enter the PIN code you received as a gift during purchase on Amazon or to reload your Amazon.it account.

Choose the method you prefer:


📲 Save the number

Go to Cobtacts > click on the search bar “Send money and other options” > Add a new phone number > Send or Request.


⬅️ Show your personal QR Code

Open the App > swipe left and show your personal QR Code. If they scan it, anyone can send you a payment without intermediate steps.


➡️ Scan the personal QR Code

Open the App > swipe right and scan the Personal QR Code of the person you need to send money to > enter the amount, a comment, and Send!

Exactly as you do with your “real” friends who already use Satispay 😜


Go to the Contacts section of the App > click the search bar “Send money and other options” > select the desired person (if your friend hasn't signed up for Satispay yet, you will see this indication on the payment summary and confirmation screen) > enter the amount and click Send or Request.


The recipient will receive an SMS with a link to download the App, register, and complete activation within 7 days. The SMS will also inform them that, in case of failure to register within this period, the amount will automatically return to your Available Balance.


💸 Send

You will see the money transfer in Profile-Transactions in the “In progress” status until their account is active and the operation is complete.


🔔 While waiting for your contact's Satispay account to be activated, you can cancel the initiated Payment by contacting Satispay directly.


💡 If the recipient does not activate in time, the money will automatically return to your Available Balance.


💸 Request

If you requested money, once your friends are active, they will be able to accept or reject your request.


In either case, it's the right time to invite your friends and share your promocode 🤩

Satispay Europe, as an authorized Electronic Money Institution (EMI), does not lend user funds to other people or businesses.


Based on applicable European regulations, we are required to protect user funds and must keep them distinct from our assets. This is why your money is separated from the funds we use for our daily business operations and cannot be claimed by Satispay's creditors in case of insolvency.


Currently, the money received from your bank account is deposited:

  • in segregated accounts opened with credit institutions in Italy and Luxembourg;
  • in liquid, low-risk assets (specifically, a money market fund) with Goldman Sachs.

Got questions? We're here for you

We’ve created a section that compiles some of the most frequent questions we receive about Satispay.

Donna che manda denaro a amici con Satispay

We are at your disposal for any additional information. Contact us.

Should you have any questions regarding our service for accepting payments please email us at business@satispay.com

Payment services are provided by Satispay Europe S.A., registered under no. W00000010 in the Register of Electronic Money Institutions at the Commission de Surveillance du Secteur Financier and under no. B229149 in the Luxembourg Business Register. Registered office: 53, Boulevard Royal, L-2449 Luxembourg.
Corporate welfare services are provided by SatisWelfare S.p.A., tax code and registration number in the Milan Business Register no. 12408640964. Registered office: Piazza Fidia 1, 20159 Milan.
Investment services are provided by Satispay Invest S.A. registered under No. P00000555 in the Register of Investment Firms at the Commission de Surveillance du Secteur Financier and under no. B285448 in the Luxembourg Business Register. Registered office: 53, Boulevard Royal, L-2449 Luxembourg.