Are you wondering, “How much does Satispay cost?” We have all the answers you’re looking for! Transparency is essential for building a relationship based on trust and avoiding surprises or hidden costs.
Discover our costs
Our rates are designed with you in mind. We are a payment method independent of traditional networks. We eliminate intermediaries and reduce operating costs so you save on every transaction.
* Satispay does not apply any fees. Please check the terms and conditions with your bank.
** Fee applied if the missing amount is greater than €1. This amount is automatically topped up via direct debit from the bank account linked to your Satispay account.
*** Satispay does not apply any fees. Third-party interbank fees may apply.
| Funzionalità | Satispay Red | Satispay Metal | Satispay Velvet |
|---|---|---|---|
| Monthly subscription price | € 3,99 | € 9,99 | € 39,99 |
| Annual subscription price | € 39,99 | € 99,99 | € 399,99 |
| Card Type | Mastercard Platinum | Mastercard World | Mastercard World Elite |
| Initial Card Issuance Fee* | 2 free Red cards (upon request). Users can hold only one active Red card at a time. | 2 free cards (upon request). User can only hold one Velvet card at a time. Users may, however, hold one active Velvet card and one card from a lower-tier plan (Metal or Red) at the same time. | 1 free card (upon request). User can only hold one Velvet card at a time. Users may, however, hold one active Velvet card and one card from a lower-tier plan (Metal or Red) at the same time. |
| Additional Card Issuance Fee (from the third card onwards)* | Additional Red card: €6.99 | Additional Metal card: €29.99 Additional Red card: €6.99 | Additional Velvet card: €55 Additional Metal card: €29.99 Additional Red card: €9.99 |
| Delivery Fee | Standard delivery included (€29.99 for express delivery) | Standard delivery included (€29.99 for express delivery) | Express delivery included |
| Default Limits | € 3.000 / daily | € 5.000 / daily | > € 10.000 / daily |
| ATM Withdrawals (Euro) | 200€ or 5/month, then 1.9% + 0.5% weekend (minimum €1 per withdrawal) | 400€ or 5/month, then 1.9% (minimum €1 per withdrawal) | 800€ or 5/month, then 1.9% (minimum €1 per withdrawal) |
| Foreign Exchange (FX) Fee on Payments** | Free up to €3,200/month (0.5% thereafter) | Unlimited and fee-free | Unlimited and fee-free |
| Foreign Exchange (FX) Fee on International Withdrawals | 200€ or 5/month, then 1.9% + 0.5% weekend (minimum €1 per withdrawal) | 400€ or 5/month, then 1.9% (minimum €1 per withdrawal) | 800€ or 5/month, then 1.9% (minimum €1 per withdrawal) |
| Replacement Fee | 1 free per year (then card fee) | 1 free per year (then card fee) | 1 free per year (then card fee) |
| Satispay Points Multiplier | 2 X | 3 X | 4 X |
* Issuance fee waived for the first card of the plan. In case of withdrawal or downgrade within 10 months from activation, the residual issuance cost is due, pro-rata on the remaining months. Consult the T&Cs for further details.
** Users can hold a maximum of two active physical cards: one associated with their current plan and one additional card from a lower-tier plan, where applicable. Cards from the same plan tier cannot be held simultaneously; any additional card from the current plan may only be issued as a replacement (e.g., due to loss or damage of an existing card). Any card requested thereafter is subject to the fees indicated in the table. Consult the T&Cs for further details.
*** For payments in a currency other than the euro, a fee is applied to the exchange rate established by the payment network to which your card belongs.
What extra does Satispay offer you?
We are a payment app chosen by 6 million people. We enable fast, convenient transactions—without cards or POS terminals.
Do everything from a single app.
With Satispay, you have an app that lets you pay for many services in a wide range of situations. You can send money to your contacts, set up money pools, and much, much more. Choose Satispay and discover a new way to manage your daily payments—simple, fast, and convenient.

Sign up for Satispay and change the way you pay.
Joining Satispay deserves much more than a thank you. Sign up and get a €5 bonus¹ with the code WEB.
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Have questions? We're here to help.
We have created a section that gathers some of the most frequently asked questions we receive about Satispay.
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